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Rates


Loans Savings (Shares) Certificate & Rates Service Fees

Effective as of: 12/01/2023
Loans
Share Pledge / Certificate Pledge LoansTERMAPR
Secured by deposits at PFCUmay vary2.45
 
Secured (Collateral) Loans: Auto, Truck, Recreation etc . . .TERMAPR
0-365.99
37-486.49
49-606.49
61-726.74
Extended term for vehicles 4 model years and newer, as well as RVs, Travel Trailers, and Boats.73-847.24
Extended term for RVs, Travel Trailers, and Boats. Minimum loan amount $25,000.85- 1208.24
121-1448.74
145-1809.49
 
Signature (Unsecured-NonCollateral) LoansTERMAPR
$0 - $5,000 to 48 Months as low as4810.000
$0 - $5,000 Share Draft-Overdraft Protection Line of Credit as low asN/A10.000
$0 - $5,000 Unsecured Line of Credit as low asN/A10.000
 
Heavy Equipment LoansTERMAPR
New to 60 Months as low as609.000
Used to 48 Months as low as489.500
 
PFCU First Mortgage - Real EstateTERMAPR
To 120 Months as low as1206.24
To 180 Months as low as1806.74
5/1 ARM Up To 360 Months, as low as3606.49
 
Home Equity LoansTERMAPR
To 60 Months as low as606.49
To 120 Months as low as1206.99
To 180 Months as low as1807.49
5/1 ARM Up To 360 Months, as low as3606.99
 
Home Improvement LoansTermAPR
up to 15 year8.49
 
Home Equity Line of Credit (HELOC) Loans TERMAPR
20YR Term - Variable Rate - Current Prime Rate****
 
Raw Land Loans TermAPR
up to 15 year8.99


*APR = Annual Percentage Rate
**Rates posted are the lowest possible rate and may vary depending upon Credit Scores, Collateral Value, Down payment and approximate term.
***Rates posted are the lowest possible rate and may vary depending upon Credit Scores, Loan to Value and approximate term.
****Prime Rate = WallStreet Journal Prime Rate (maximum APR that can apply is 18% or the maximum permitted by law, whichever is less.
All rates subject to approval depending on qualifications. Rates may increase over loan period.
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