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Rates


Loans Savings (Shares) Certificate & Rates Service Fees

Effective as of: 06/1/2018
Loans
Share Pledge / Certificate Pledge LoansTERMAPR
Secured by deposits at PFCUmay vary2.45
 
Secured (Collateral) Loans: Auto, Truck, Recreation etc . . .TERMAPR
12 -36 Months as low as0-362.49
37 - 48 Months as low as37-482.99
49 - 60 Months as low as49-603.49
61 - 72 Months as low as61-723.69
73-84 Months (Extended term for new collateral) as low as73-844.49
85-120 Months NEW RV or Boat as low asup to 1205.90
 
Signature (Unsecured-NonCollateral) LoansTERMAPR
$0 - $5,000 to 48 Months as low as4811.000
$0 - $5,000 Share Draft-Overdraft Protection Line of Credit as low asN/A11.000
$0 - $5,000 Unsecured Line of Credit as low asN/A11.000
 
Heavy Equipment LoansTERMAPR
New to 60 Months as low as609.000
Used to 48 Months as low as489.500
 
PFCU First Mortgage - Real EstateTERMAPR
To 120 Months as low as1204.000
To 180 Months as low as1804.500
To 360 Months with a 5-year balloon as low as3604.000
 
Home Equity LoansTERMAPR
To 60 Months as low as604.500
To 120 Months as low as1204.500
To 180 Months as low as1804.500
To 360 Months with a 5-year Balloon as low as3604.500
 
Home Equity Line of Credit (HELOC) Loans TERMAPR
20YR Term - Variable Rate - Current Prime Rate****


*APR = Annual Percentage Rate
**Rates posted are the lowest possible rate and may vary depending upon Credit Scores, Collateral Value, Down payment and approximate term.
***Rates posted are the lowest possible rate and may vary depending upon Credit Scores, Loan to Value and approximate term.
****Prime Rate = WallStreet Journal Prime Rate (maximum APR that can apply is 18% or the maximum permitted by law, whichever is less.
All rates subject to approval depending on qualifications. Rates may increase over loan period.
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