Rates
Loans Savings (Shares) Certificate & Rates Service Fees
Effective as of: 05/01/2023
| Share and Draft Account | ||
| Share Account with $25 minimum balance | Free | |
| Under Minimum balance for over 90 days | $5.00 per month | |
| Dormant Account | $2.00 per month | |
| Share Draft Monthly Fee | ||
| Members 55 and over | Free | |
| Share Draft Daily Balance of $100 or more | Free | |
| Share Draft Balance falls below $100 | $2.00 per month | |
| Business Service Charge | $5.00 per month | |
| NSF Fee (per item) | $35.00 | |
| Overdraft Fee (per item) | $35.00 | |
| Stop Payment Request | $30.00 | |
| Cancel Stop Payment | ||
| Check | $10.00 | |
| ACH | $20.00 | |
| ATM/Debit Card | Free | |
| Replacement for lost ATM/Debit card | $15.00 | |
| Rush Delivery | varies | |
| ATM Withdrawal | ||
| PFCU ATMs and MoneyPass ATMs | Free | |
| non-PFCU or MoneyPass ATM | $2.00 | |
| Check Cashing | ||
| Balance over $100 or multiple services | Free | |
| Balance under $100 and no other services | $5.00 | |
| Coin Counting (members only) | 5% (Min $1 - Max $5) | |
| Returned Deposits/Cashed checks - each | $10.00 | |
| Transfer of Funds | Free | |
| Photocopy of cleared share draft - each | $4.00 | |
| Photocopy of Draft Statement - per statement | $4.00 | |
| Photocopy of Transit Item - each | $10.00 | |
| Reconciliation of Account/Record Research | $30.00 per hour | |
| Close new account withint 90 days of opening | $20.00 | |
| Reopen a new account within 90 days of closing | $10.00 | |
| General Fees | ||
| Money Orders | ||
| each | $4.00 | |
| members 55 | $3.00 | |
| Cashier's Checks | ||
| each | $4.00 | |
| members 55 | $3.00 | |
| Wire Transfers | ||
| Domestic - Outgoing | $25.00 | |
| International - Outgoing | $75.00 | |
| Incoming | $10.00 | |
| Notary | ||
| Members | Free | |
| Non-members | $5.00 | |
| Request to mail item | $1.00 | |
| Invalid address per month (returned mail) | $10.00 | |
| Cash Advance | 2% - minimum of $5.00 | |
| Loan Payment via ACH | $10.00 | |
| Same Day Loan Payment via ACH | $15.00 | |
| Loan Payment through REPAY | $6.95 | |
| Visa Gift Card | $4.00 | |
| Levy/Garnishment | $50.00 | |
| Collection submission per account or loan | $30.00 | |
| Photocopies | ||
| First 5 | Free | |
| After 5 -each page | $0.25 | |
| Fax - incoming or outgoing | $1.00 | |
| Gift Money Envelopes | ||
| First 3 | Free | |
| After 3 - each | $0.25 | |
| Dormant Account - Unclaimed | $60.00 | |
| Electronic Services | ||
| Online Banking | Free | |
| TouchBanking - phone app | Free | |
| Phone banking 1-800-396-3586 | Free | |
| Mobile Transfers | Free | |
| Bill Pay | ||
| Basic Transactions | Free | |
| Overnight Check | $20.00 | |
| Next Day ACH | $15.00 | |
| Stop Payments | $30.00 | |
| Account to Account | ||
| Outbound Transfer | $2.00 | |
| Inbound Transfer | Free | |
| PopMoney | ||
| To Send Money | ||
| Standard Delivery - less than $1,000 | $1.00 | |
| Standard Delivery - over $1,000 | $2.00 | |
| Next Day - less than $1,000 | $1.50 | |
| Next Day - over $1,000 | $2.50 | |
| To Request Money (Standard 3 day delivery) | ||
| Less than $1,000 | $1.00 | |
| Over $1,000 | $2.00 | |
| E-Greetings | $0.25 | |
| Loan Fees | ||
| Loan Processing Fee | Consumer Loans under $5,000 | $35.00 |
| Late Fees | ||
| Consumer Loans | $25.00 | |
| 1st Mortgage Loans | 5% of payment | |
| Loan Payment through REPAY | $6.95 | |
| Reverse Loan Payment | $15.00 | |
| Consumer loan refinance fee | $25.00 | |
| Duplicate Lien Release | $5.00 | |
| Unperfected Title - per month | $25.00 | |
| Loan Modification - change payment date, skip payment, etc | $15.00 | |
| Loan Subordination | $150.00 | |
| Forced Place Insurance | $40.00 | |
| Line of Credit Advance | Free | |
| Fees are subject to change without notice | ||